I have seen many of my clients trying to save a few rupees when taking Car insurance.
They feel that since they have taken Comprehensive Car Insurance, everything is covered.
How wrong they are?
Comprehensive is a "misleading" word.
Yes. It does not cover DEPRECIATION!
HDFC ERGO explains ZERO DEPRECIATION COVER as...
|Minimum “Out of Pocket Expenses”|
|No Concern about categorization of parts|
ZERO DEPRECIATION COVER gives your CAR with 100% coverage for all parts irrespective of material, whether rubber, plastic or metal. This plays an important role when you replace bumpers, broken headlamps, Airbags, and any other plastic parts, etc.
Please watch this video
So, friends you are requested to take a ZERO DEPRECIATION CAR INSURANCE COVER whenever you are taking a Car Insurance policy.
Do contact your Insurance Advisor for more details.